BMW M4 Lease: Price, Deals, and Specials

BMW Steering Wheel and Dash

Table of Contents

If you’re looking for a premium-class coupe or convertible with character and unholy performance, look no further than the BMW M4.

Combine German manufacturing precision with a powerful and nimble twin-turbo I6 engine and luxury reserved for kings.

All of that in an unobtrusive package, which allows you to keep a low profile, or alert everyone of your presence.

And you don’t need to rob a bank to drive an M4 home. In fact, your monthly lease payments could be as little as $650 per month, including applicable taxes.

2020 BMW M4 Lease Price

You can lease a brand new 2020 BMW M4 from a BMW-authorised dealership. Below Invoice – your trusted brokers – will assist in the negotiation, prepare all the paperwork, and handle the process for you.

New BMW M4 Coupe Lease Price

A brand new 2020 BMW M4 Coupe will cost you a down payment of $5,000 and just $650 per month for 36 months.

The down payment includes the first month’s payment and all dealership fees. This is the money you pay to get in possession of your BMW M4.

  • BMW M4 Coupe MSRP = $69,150
  • BMW M4 Coupe Residual value = 57% = $39,416
  • Money Factor = 0.00128 – the BMWFS-approved money factor for FICO score of 700+
  • A lease configuration at 10,000 miles per year

The down payment helps reduce capital cost, thus lowering the money factor of the M4 and your monthly fee. A higher down payment or an additional security deposit can further reduce your monthly payments.

The price does not include the following charges and additional fees:

  • Title
  • Sales tax
  • DMV registration and fees
  • Disposition fees
  • Shipping fees – depending on your location

****NOTE: The numbers listed above are sourced from external websites. Please reach out to Below Invoice and get accurate numbers.

BMW M4 Convertible Lease Price

Located somewhere sunny? Perhaps, you want to consider getting the M4 convertible.

The same level of performance comes in a drop-top form as well. It’s a little bit more expensive than the M4 coupe, but you’ll appreciate it greatly on a hot summer day going down California’s highways.

BMW Grey and Black Interior

A brand new 2020 BMW M4 Convertible will cost you $5500 as a down payment and $700 per month for 36 months.

  • BMW M4 Convertible MSRP = $87,345
  • BMW M4 Convertible Residual value = 60% = $52,407
  • Money Factor = 0.00142 – the BMWFS-approved money factor for FICO score of 720+
  • A lease configuration at 10,000 miles per year

Your monthly lease payment can further drop down by taking up an additional security deposit. Your down payment will increase significantly. However, provided you return the vehicle in an acceptable condition, and you manage your payments, you can save a few thousand dollars over the length of your lease.

These prices exclude shipping, title fees, tax, and registration.

BMW M4 Rebates, Lease Deals, and Lease Offers

If the customer has loyalty they qualify for an additional $1500 rebate, which would drop the payment an additional $45 per month.

BMW M4 Lease Credit

BMW also offers a lease credit for each M4, which can be used to reduce the capital cost. This lowers the total value at which the dealership acquires the car before they lease it out to you.

The lease credit is dependent on your location and may vary with time, so check your actual offer to verify.

2019 BMW M4 Lease

The 2019 and 2020 BMW M4 models don’t have too many differences.

Qualified customers can lease a brand new 2019 BMW M4 with the same configuration as a 2020 model, and a price reduction – both on down and monthly payments.

If you’re willing to drive a slightly used vehicle, you may be able to get a considerably better deal by finding lease transfer.

If a current 2019 M4 lessee is looking to swap their car before the end of their lease, they may be willing to provide incentives if you agree to take up their lease.

There are options for you if you’re not picky on the particular configuration of the vehicle.

2021 BMW M4 Lease

We’re trembling with excitement for the reveal of the 2021 model of the M4. BMW will unveil it officially towards the end of the year, so there is some time before we see any great leasing deals.

So far, we have seen the Concept 4 vehicle at the 2019 Frankfurt auto show, which BMW claimed will inspire the 4-series and M4 starting with the 2021 model.

The few spy shots of the car testing, have the huge grille concealed, so we cannot verify how much of the design was kept.

We’re led to believe more power will be coming to the M4’s twin-turbo I6 engine.

One thing is certain; the car will likely keep its coupe and convertible body styles and offer drivers the purest, most refined German performance and luxury.

Leasing vs. Financing – BMW M4

Ask 10 guys; you’ll get 12 answers. Leasing or buying depends largely on the individual and how you want to use your car.

Leasing is not for everyone:

  • If you want to have a long term vehicle that you’ll cherish, love, and maintain, leasing is not for you.
  • If you want a vehicle to modify and make your own, leasing is probably not ideal.
  • If you’re looking to drive your M4 hard and plan on squeezing out every horsepower out of your I6 engine, leasing is definitely not a good idea.

In the cases above, leasing can be prohibitive and more expensive. It makes more sense to buy your BMW M4 and secure an auto loan if you can’t pay in cash.

BMW Front Of Car

For every other case, leasing your BMW will be more cost-effective.

When you lease a BMW M4, you only pay for the time and mileage you use the vehicle. Therefore, you would only pay sales tax on this usage. At the lease end of a 3-year lease contract, a BMW M4 will still retain around 57% of its original value.

Well, during your lease, you only pay sales tax on the 43% that you use.

When you purchase a vehicle, regardless if you pay with cash or finance, you would pay a sales tax on its entire value.

If you choose to sell your BMW M4 after 3-4 years, you’re taking a big gamble because:

  • You’ve already paid sales tax on 100% of its retail price. It’s up to you to make a deal, which gets you 57% of the sales tax back.
  • You don’t know how the market will change and what your car will be worth in 3-4 years. It may be worth more or less than the current estimate. And regardless, you will need to find somebody who will agree to purchase it at its market price.

That’s not always easy to do.

In contrast, leasing has both parties agree on the exact value of the M4 at the end of the lease. It will have a 57% residual value regardless of how good or bad the economy is.

So, if you plan on getting a new car in a few years, there are only a few arguments which make purchasing a viable option:

If you’re driving the car hard during your tenure, perhaps doing some drag races, track days, or just drift in an empty parking lot, you’re going to wear out the components progressively. When you go to return it with the warranty most likely expired, the dealership may charge you a hefty sum to repair and replace any worn down drivetrain parts.

Similarly, if you rack up more miles than your lease is configured for, you’ll be paying a fee for each additional mile.

However, if you can appreciate the BMW M4 as it is, don’t abuse its capabilities, and would be happy to change it for another car in a few years, then leasing is absolutely the best option for you.

Why Lease a BMW M4?

Still wondering whether the BMW M4 is for you? Let’s talk about some of the details of this high-performance luxury coupe and if it’s worth it for you to take a test drive.

M Performance & Exterior Features

The M4 is powered by the S55B30 engine – a 3.0-liter, inline-six-cylinder, twin-turbocharged powerhouse, developed by BMW M specifically for the M3 and M4 models.

The M4 gets around 18 MPG in the city, and 25 MPG on the highway. It also comes in all-wheel and rear wheel drive.

With a maximum redline RPM at 7,600 and 18 PSI of boost from its twin, single-scroll turbochargers, the I6 develops up to 426 horsepower and 406 lb-ft of torque, which comes on at 1,850 RPM.

Coupled with BMW’s 6-speed manual transmission driving the rear wheels, you can accelerate from 0 to 60 mph in just 4.3 seconds. The optioned M-DCT gearbox, although heavier, can drop 0.3 off that time.

Due to its weight, the M4 convertible adds 0.3 seconds on all acceleration times.

The M4 Competition Package increases the power to 444 hp. The CS version goes up to 453 hp, and the top of the line M4 GTS generates a whopping 493 hp – all using the same I6 engine.

The Active M Differential provides the best possible traction at all times while giving the driver absolute control over the vehicle. And yes, you can absolutely burn rubber in the BMW M4.

Thanks to its variable valve timing and lift, and smaller size, the I6 engine achieves far greater efficiency and fuel economy while producing just as much power and torque as the naturally-aspirated V8 engine of the previous generation M4.

The handling is facilitated by the Adaptive M Suspension system with electronically controlled dampers and twin-tube, gas-pressure shock absorbers.

The M Drive system allows the driver to easily configure their car for the best performance or comfort with quick switches to your favorite settings.

When you’ve got so much power, you want brakes that can keep up. The M4 comes standard with M Compound Brakes.

All four wheels are equipped with ventilated cast-iron rotors, which are attached to an aluminum brake cover. The front axle has 4-piston calipers, while the rear axles have 2-piston fixed calipers.

BMW Steering Wheel

While technically designed for street use, the M Compound Brakes, in combination with the optional M Performance Sport Brake Pad, can provide some surprising track results.

For track enthusiasts, the M Carbon Ceramic Brakes shed 27.5 lb of rotational unsprung weight. The carbon-ceramic material can be subjected to extreme loads and retains its frictional characteristics even at 2,000 F.

The Dynamic Stability Control and Dynamic Brake Control and Anti-lock Brake Systems will keep you on the road and in control even in extreme situations.

Reliability and Safety Features

BMW M4 is absolutely an enthusiast car, but use it to drive your mom to the doctor’s office, your child to school, and your boss to a high-profile business meeting with peace of mind about their safety.

There is an abundance of high-tech safety features integrated into every system of the BMW M4.

BMW’s Active Driving Assistant can provide you with essential information and improved awareness of your driving conditions:

  • Lane Departure Warning
  • Pedestrian and Frontal Collision Warning with City Collision Mitigation
  • Speed Limit Info

The advanced airbag technology keeps track of a dozen parameters to detect precisely when a collision is occurring and adjust the operation of the airbags to maximize their effectiveness.

At the same time, impact sensors disconnect the alternator, fuel pump and starter from the battery, unlock all doors and turn on the interior and hazard lights.

Luxury Interior Features and Style

We cannot overlook the unique character of a BMW M-series car.

Equipped with an aggressive front end, an extended front end, and a sleek roofline gently sweeping towards the rear end, the M4 makes a powerful statement without compromising on its grace and elegance.

The sound of a twin-turbo inline-six-cylinder is unmistakable. Everybody knows they’re in for a treat when they look in their rear-view mirror and see the kidney grille with an M badge weaving in traffic.

Yet, if you choose to, the BMW M4 will keep a modest and unobtrusive profile as you go about your business. Peek through the window and there is no doubt the M4 offers the comfort and luxury reserved for royalty.

The 14-way adjustable M Sport seats come standard and offer perfect ergonomics – during a spirited drive or relaxing cruise home after a long day at work.

The interior rises above the standard 4-Series cabin with an M gear shift lever, door-sill finishers, footrest, and other M-specific design elements finished in carbon fiber and black chrome highlight.

The leather-wrapped M Sport steering wheel concentrates all essential controls between your hands, so you can focus on the road ahead.

Start Stop Button for Automatic Car

Of course, the M4 comes with all expected BMW comfort features, convenience features, and additional accessories:

  • Engine Start/Stop button
  • 6-cylinder engine
  • Dynamic Cruise Control
  • BMW Navigation system with an 8.8-inch, high-resolution, touchscreen
  • Advanced Real-Time Traffic Information
  • Voice command system and natural language recognition
  • BMW ConnectedDrive® Services
  • USB, Bluetooth, Apple CarPlay Compatibility
  • Automatic climate control with separate left/right temperature
  • 3-stage heated front seats
  • Rain-sensing windshield wipers
  • Keyless entry with a multi-function fob
  • Safety-belt warning
  • Programmable LED Daytime Running Lights
  • Advanced Vehicle & Key Memory – remembers all your settings for quickly configuring your car between drivers
  • Head up display

BMW M4 vs. The Competition

You probably won’t be surprised to hear that BMW M4’s main competitors come from Mercedes-Benz and Audi.

Indeed, the M4 Competition Package, C63 S Coupe, and RS5 are the most ferocious mid-size coupes Germany (and Europe, for that matter) has to offer.

All three vehicles look absolutely stunning, come wrapped in fine leather and premium materials, and offer an abundance of safety and comfort features.

We’ve got three entirely different engines and strategies to put power to the ground. Each one is highly competitive and offers an exhilarating experience, putting shivers down your spine.

BMW M4 Competition vs. Mercedes-AMG C63 S Coupe

With its 4.0-liter, twin-turbo V8, the Mercedes C63 S is a modern-day German muscle car, offering the most power and torque of the trio – 503 horsepower and 516 lb-ft.

That also makes it quicker than the BMW M4 in straight-line acceleration. The C 63 S goes from 0 to 60 mph in 3.7 seconds and finishes the quarter-mile in 11.9 seconds at 122 mph (testing by Car and Driver).

However, with extra power comes extra weight. Indeed, the Mercedes is also the heaviest car of the bunch weighing in at 4,134 lb. The extra fat becomes apparent during cornering, where the C 63 S has trouble keeping up with its own inertia.

In comparison, the BMW M4 will happily negotiate a high-speed turn. That is, in part, thanks to a 600+ pound weight difference and because BWM put so much effort in refining and setting up the suspension and chassis.

You can’t express it in numbers, but sit inside the M4 for a hot lap, and you’re going to feel just how sharp it wraps around the corners.

BMW M4 Competition vs. Audi RS 5

The Audi sports a 2.9-liter, twin-turbo V6 engine. It has the smallest displacement but produces the same power as the M4 Competition – 444 hp and more torque – 443 lb-ft.

Channeled through the 8-speed automatic and the Quattro all-wheel-drive system, the Audi successfully puts all of its power on the pavement.

From a standing launch, it outpaces both the M4 and the C63 S. Given a suitable distance, however, both the Merc and the Bimmer will eventually catch up.

On the corners, Audi has managed to design around the inherent AWD understeer, but it comes at the price of a significant side roll. The suspension is more forgiving and compliant on the road but also limits Audi’s track performance.

The Quattro AWD also adds significant luggage for a total of 3,968 lbs.

As a result, the RS5 is a bit tamer than its competitors.

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